Personal Savings
Whatever you’re saving for; a dream vacation, college tuition, retirement or simply everyday expenses, we offer several options to help you meet your savings goals. Open a savings account in person at one of our branches, or conveniently online.
Visit any of our 7 area branches or apply online.
Personal savings
Realize your savings goals with a personal account that offers a competitive interest rate on your balance.
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Variable interest rate account that earns competitive interest
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Only $2 monthly service charge if minimum balance falls below $100
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Service charge waived for account holders under the age of 18
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Six (6) withdrawals and transfers allowed per month*
- Fee Schedule(Opens in a new Window)
money market accounts
Looking for more from your savings? Consider a WSB money market account.
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Variable interest rate account offering tiered rates
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Only $10 monthly service charge if minimum balance falls below $2,500 during your statement cycle
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Six (6) withdrawals and transfers allowed per month*
- Fee Schedule(Opens in a new Window)
certificates of deposit
Accounts available with competitive interest rates and a variety of terms to meet your needs.
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Fixed rate for term of Certificate of Deposit
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Terms available from 3 month to 60 months
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Only $500 minimum deposit
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Penalties may apply for early closure
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Interest rates may change at renewal
- Fee Schedule
health savings account
Enables you to pay for qualified current health expenses and save for future medical expenses.
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Variable interest rate account offering tiered rates
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No minimum balance
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No service charge
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FREE Visa Debit Card
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Available with a qualifying High Deductible Health Plan (HDHP). Please consult a High Deductible Health Plan provider regarding eligibility and contribution/distribution requirements
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Unused funds are retained and not forfeited at year-end as with some flexible spending accounts
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No minimum balance to open account
- Fee Schedule(Opens in a new Window)
Savings Account Comparison
|
Account
|
+ | Opening Deposit | Minimum Balance to Avoid Service Charges | Monthly Service Charge | Unlimited Check Writing | Interest Bearing |
|---|---|---|---|---|---|---|
| Personal Savings Account | Personal Savings Details | $0 | $100 | $2 if balance below $100 | No | Yes |
| Money Market Account | Money Market Details | $0 | $2,500 | $10 if balance below $2,500 | No | Yes |
| Certificates of Deposit | CD Details | $500 | $0 | $0 | No | Yes |
| Health Savings Account | HSA Details | $0 | $0 | $0 | Yes | Yes |