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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Western Security Bank
Online Banking Access

Personal Checking

Check us out for value.

When you open a checking account, you expect great service, dependability and value.  What you don’t expect (or need) are strings attached to your account in order to avoid fees.
At Western Security Bank, Totally Free Checking really is FREE!  Free of minimum balances and hidden weekly, monthly or annual fees.  We also have three great interest-bearing accounts to fit your every need. 
Plus, when you open your new account, you’ll get something else: a free gift to say ‘thank you’.  We’ll also buy back your old checks or debit card from another financial institution and apply a  $25 credit to your new account.*

Visit one of our 7 area locations or open an account online.

 
See our debit card gallery:
 
 
Learn more about how our Refer a Friend program works:
 
 
Every new personal checking account includes:
  • FREE Standard VISA® Debit Card
  • FREE Online Banking & Bill Pay
  • FREE Mobile Banking with Mobile Check Deposit
  • FREE eStatements with online check images
  • FREE Check Images with statements
  • FREE Thank you gift
  • Buy back of your unused checks and debit cards from another financial institution 
*Unless specified otherwise, customer purchases checks. Other fees such as overdraft, continuous overdraft, etc may apply. See fee schedule for details. Free gift provided at the time of account opening. $25 for checks and debit card from another financial institution. Your account will be credited at the time the checks/debit cards are presented.  Ask us for details. Bank rules and regulations apply.
Totally Free Checking
A free account for everyone! No minimum balance or monthly service charge.
  • No minimum balance 
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Non-Interest bearing account
  • Fee Schedule
Easy Interest
A variable interest rate account that earns competitive interest with the convenience of direct deposit or any automatic payment. No minimum balance or monthly service.
  • No minimum balance 
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Variable interest rate account that earns competitive interest
  • Fee Schedule
50+ Interest Checking
A variable interest rate account that earns competitive interest, for those 50 and wiser—with no minimum balance and no monthly service charge. In addition, you receive one free box of personalized corporate image checks per calendar year!
  • No minimum balance 
  • No Monthly Service Charge
  • Unlimited Check Writing
  • Variable interest rate account that earns competitive interest
  • Receive one free box of personalized corporate image checks per calendar year
  • Fee Schedule
Premier Interest Checking
Looking to earn more? Simply maintain a balance of $1,500 or more to earn a higher variable interest rate. You will still earn a competitive rate even if your balance falls below $1,500. In addition, your receive one free box of personalized corporate image checks per calendar year!
  • $1,500 minimum balance after opening
  • Only $6 Monthly Service Charge if balance drops below $1,500 during your statement cycle
  • Unlimited Check Writing
  • Variable interest rate account that earns a higher interest rate if the balance is above $1,500
  • Receive one free box of personalized corporate image checks per calendar year
  • Fee Schedule 

Checking Account Comparison

*Unless specified otherwise, customer purchases checks. Other fees such as overdraft, continuous overdraft, etc may apply. See fee schedule(Opens in a new Window) for details. Free gift provided at the time of account opening. $25 for checks and debit card from another financial institution. Your account will be credited at the time the checks/debit cards are presented.  Ask us for details. Bank rules and regulations apply.