Skip Navigation Download Acrobat Reader 5.0 or higher to view PDF files.
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Western Security Bank
Online Banking Access

Personal Loans

Your personal loan solution is closer than you think.

With competitive rates, regularly scheduled payments and a fixed payoff date, a personal loan could be the smart answer for your financial goals. Collateral can include: WSB certificates of deposit, real estate and other personal property. Some loans can even be unsecured, with approved credit.

Home Equity Lines of Credit

A Western Security Bank Home Equity Line of Credit allows qualified borrowers to establish a line of credit against the equity in their home. 
 
For example: If you establish a $15,000 home equity line of credit, and you use $2,500, you only pay interest on that amount. You still have $12,500 available to use. Pay down your line and use these funds over and over again.

Put the power of the equity that is already under your roof to work for you with a Home Equity Line of Credit. The resources are there when you need them, but you don’t make payments until you borrow the money.

Vehicle Loans

Drive a smart financial solution with a fixed, competitive-rate car loan, RV Loan or Boat Loan. Western Security Bank offers loans to purchase or refinance a new or used vehicles and more.
A Western Security Bank Home Equity Line of Credit is an agreement that allows the borrower(s) to use  the equity in their home as collateral. Home Equity lines are  popular methods for consumers to finance home improvements, invest in additional property, purchase vehicles or even consolidate debt.
Borrowers access the revolving line of credit via Online Banking or by writing a  check. Generally these loans and lines are the second mortgage on your residence, but can be a first mortgage, or possibly a mortgage on a second home or investment property.
Home Equity Lines of Credit are available with a variable interest rate. Pricing for these lines varies by customer depending on the credit quality, the term of the line, and the line amount compared to the value of the home. For your convenience, we suggest the payments be automatically deducted from a Western Security Bank checking or savings account each month.
Our Credit Builder Loan Program is designed to give those with poor or limited credit the opportunity to establish or re-establish credit while simultaneously building equity in a deposit account.

This loan helps establish or improve credit while building savings at the same time. Our Credit Builder Program is a smart step toward achieving stronger credit!

HOW IT WORKS

Loan proceeds are held in a bank-controlled savings account. As timely payments are made, credit rating improves. Once the loan is paid in full, the savings account is yours!

Save even more by reducing the interest rate after completing courses from Western Security Bank’s Financial Foundations platform.

 
As part of our commitment to helping you secure a solid financial future, we offer a series of online courses to help put you on the path to success through our Financial Foundation Program. These interactive online modules take about 10 minutes each to complete and are self-paced to allow for flexibility to your schedule. You will learn key financial concepts on managing your credit, obtaining loans and saving for the future. As an added benefit, you will receive a 5% interest rate reduction on your Credit Builder loan. Just contact your lender upon completion of the designated modules.

The benefits and features of our credit cards are designed to meet your financial needs today and tomorrow. Check out what each card offers and decide which one is right for you. 
 
Learn more by clicking the link below!