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Western Security Bank
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Financial Foundations

Exceptional tools to build strong foundations.

We believe success begins with a solid understanding of key financial concepts and are committed to paving a path toward a secure financial future for those we serve. To that end, we have partnered with the following organizations in our pursuit to provide a strong financial education program:
 
  • FDIC Money Smart Alliance - The Glacier Family of Banks is a member in strong standing with the FDIC Money Smart Alliance. This instructor led program allows our banks to work directly with community based organizations to help individuals develop strong money management skills. 
  • Everfi -  In conjunction with our instructor led curriculum, we  also offer a self-paced  computer based education program to students and adults seeking real world financial training.
  • Youth Banking Network – We are proud to be an active member of the FDIC Youth Banking Network.
For more information about how to get involved with any of these financial education opportunities, please contact us.
 
 
PARTNER WITH WESTERN SECURITY BANK TO ENRICH YOUR FINANCIAL EDUCATION CURRICULUM!
 

We’re here to help you deliver FREE, IMPACTFUL financial literacy courses to your students. Our partnership with Everfi gives you full access to digital financial education resources that address both financial concepts and social-emotional learning skills that build toward better financial health.

TO SUPPORT YOUR EFFORTS, WESTERN SECURITY BANK WILL PROVIDE:

  • Financial education software through Everfi
  • $250 for your classroom upon completion
  • Sponsored pizza party for the class

CHOOSE FROM 3 DIFFERENT COURSES:

  • Vault - Financial Literacy for Kids
  • EVERFI - Financial Literacy for High School
  • Venture - Entrepreneurial Expedition

CONTACT US TODAY!

Brett Solberg | Financial Foundations Coordinator

406-371-8236 | BSolberg@westernsecuritybank.com

To promote lifelong financial literacy for our customers, we’ve teamed with the experts at Everfi to offer a brief, yet powerful interactive learning experience we call Financial Foundations. This program is offered to all our customers, community members and bank employees at no cost whatsoever.

Here are just a few of the things you can learn about using Financial Foundations:

  • Checking and savings accounts, and building savings for the future
  • Payments—how they are processed and how to avoid overdrafts
  • Credit scores and reports and what they mean for you
  • Financing an education, new home, or car: How loans work
  • Credit cards help you pay for what you need today—What to know before you spend
  • Taxes, insurance, and other expenses to plan for
  • Retirement isn’t that far away. Saving now can have big returns later
  • Avoid being a victim of identity theft

It’s never too early to teach kids about financial literacy! Western Security Bank supports multiple  schools in and around the Greater Billings Area with the Financial Foundations for Students course tailored for students in grade school through high school.

These comprehensive classroom programs engage students through videos, games and social networking. Students who complete this free course will receive a certificate of completion and certificate to open a savings account. Students will learn:

  • How to establish checking and savings accounts to build for the future
  • How payments are processed and how to avoid overdrafts
  • How credit scores and reports affect your financial life
  • The many ways to finance an education, new home, or car
  • How to avoid being a victim of identity theft and other important financial skills.

Our Credit Builder Loan Program is designed to give those with poor or limited credit the opportunity to establish or re-establish credit while simultaneously building equity in a deposit account.
 

This loan helps establish or improve credit while building savings at the same time. Our Credit Builder Program is a smart step toward achieving stronger credit!

HOW IT WORKS

Loan proceeds are held in a bank-controlled savings account. As timely payments are made, credit rating improves. Once the loan is paid in full, the savings account is yours!

Save even more by reducing the interest rate after completing courses from Western Security Bank’s Financial Foundations platform.

As part of our commitment to helping you secure a solid financial future, we offer a series of online courses to help put you on the path to success through our Financial Foundation Program. These interactive online modules take about 10 minutes each to complete and are self-paced to allow for flexibility to your schedule. You will learn key financial concepts on managing your credit, obtaining loans and saving for the future. As an added benefit, you will receive a 5% interest rate reduction on your Credit Builder loan. Just contact your lender upon completion of the designated modules.

FDIC Consumer News provides practical guidance on how to become a smarter, safer user of financial services. You’ll find articles with helpful hints, quick tips and common sense strategies to protect and stretch your hard-earned dollars.

The FDIC Consumer Assistance link is another useful tool.
The benefits and features of our credit cards are designed to meet your financial needs today and tomorrow. Check out what each card offers and decide which one is right for you. 
 
Learn more by clicking the link below.