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Certificates of Deposit and Bank Investments
Western Security Bank pays competitive interest rates on CDs and are insured to $100,000 by the FDIC. Call (406) 238.8877 for current interest rate quotes or Toll Free at (866) 983.5537 Option 7 or contact us through our website.

Savings & Money Markets



Account Type Minimum to Open Monthly Service Charge
Statement Savings
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$100  None if $100 minimum balance is maintained, then $2 per month 
Statement Savings

A savings account that earns Market Interest Rate

  • Interest is compounded and paid quarterly
  • Contact us for current rates
 
Preferred Money Market Account
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$1,000  None 
Preferred Money Market Account

With just a $1000 average daily balance you can earn a competitive interest rate. In addition, the account is tiered so the more you save the more you can earn.

  • Interest is paid on a tiered basis on balances as low as $1,000.
  • Interest compounded and paid monthly
  • Pays interest at a variable rate - contact us for current rates
 
Western Money Market Account
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$100,000  None  
Western Money Market Account

A higher-yield checking/savings account that earns a competitive interest rate. In addition, the account is tiered so the more you save the more you earn. This account is for individuals or businesses who regularly maintain balances in excess of $100,000 but also like immediate access to their funds.

  • Interest is paid on a tiered basis on balances as low as $1,000.
  • Interest compounded and paid monthly
  • Pays interest at a variable rate - contact us for current rates
 
IRA Savings Account
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$100  None 
IRA Savings Account

An account that is designed specifically for your retirement savings, that can be opened at anytime.

  • Interest is compounded and made quarterly
  • May be used as a traditional IRA, Roth IRA, or an Educations Savings Account
  • Contact us for current rates
 
Certificate of Deposit
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$500  None 
Certificate of Deposit

A higher yielding account with terms ranging from 3 months to 5 years.

  • Interest is paid annually or at maturity
  • Penalties may apply for early withdrawl
  • Contact us for current rates
 
The Western Advantage Certificate of Deposit
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$500  None 
The Western Advantage Certificate of Deposit

Everything you ever wanted in a Certificate of Deposit wrapped up in one great product.

  • The term is set for one year
  • Additional deposits may be made at any time throughout the term
  • If the annual percentage rate for a new Western Advantage CD goes up, you can make a one time decision to increase your lower rate to the new higher rate
  • Interest is paid at maturity
  • Penalties may apply for early withdrawal
  • Contact us for current rates
 
IRA/Certificate of Deposit
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$500  None 
IRA/Certificate of Deposit

A Certificate of Deposit designed specifically for retirement that can be opened at any time.

  • Unlimited deposits
  • Interest is paid annually or at maturity
  • May be used as traditional IRA, Roth IRA, or Educational CD
  • Penalties may apply for early withdrawal.
  • Contact us for current rates
 

 

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Fees could reduce earnings on accounts.
Interest rates may change on account after opening.

Member FDIC | Equal Housing Lender