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Account Type Opening Deposit Minimum Balance to Avoid Service Charges Monthly Service Charge Unlimited Check Writing Interest Bearing
Totally Free Checking*
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$50  $0  $0  Yes  No 
Totally Free Checking*
A FREE account for everyone!
  • FREE Online Banking
  • FREE Visa Check Card
  • FREE Online Bill Pay
  • No minimum balance
  • No monthly service charge
  • No per check or debit charge
  • Unlimited check writing
  • Return of check imgages for easy record keeping
 
50+ Free Interest Checking*
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$50  $0  $0  Yes  Yes 
50+ Free Interest Checking*
FREE for customers 50 and over!
  • FREE Online Banking
  • FREE Visa Check Card
  • FREE Online Bill Pay
  • Competitive Interest
  • No minimum balance
  • No monthly service charge
  • No per check or debit charge
  • Unlimited check writing
  • Free personalized checks
  • Return of check images for easy record keeping
 
Direct Free Interest Checking*
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$50  $0  $0  Yes  Yes 
Direct Free Interest Checking*
FREE interest checking with direct deposit or automatic Western Security loan payment!
  • FREE Online Banking
  • FREE Visa Check Card
  • FREE Online Bill Pay
  • Competitive Interest
  • No minimum balance
  • No per check or debit charge
  • Unlimited check writing
  • No monthly service charge
  • Return of check images for easy record keeping
 
Premier Checking*
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$50  $1000  $10 if balance falls below $1000  Yes  Yes 
Premier Checking*
An account for those interested in higher interest!
  • FREE Online Banking
  • FREE Visa Check Card
  • FREE Online Bill Pay
  • No per check or debit charge
  • Competitive interest if balance falls below $2500
  • Higher interest rates with balances of $2500 or more
  • Only $10 monthly charge if balance falls below $1000
  • Return of check images for easy record keeping
 

 

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*Customer purchases checks.
Offer good on personal accounts only; business and corporate accounts do not qualify for these plans. Bank rules and regulations apply. Minimum opening deposit of only $50 is required for all checking accounts. Accounts inactive for more than 90 days will be assessed at $3.00 monthly fee with a balance below $100*.
Member FDIC | Equal Housing Lender