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Account Type Minimum Balance Monthly Service Charge Transactions & Fees
Totally Free Business Checking*
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$0  None  1,500 FREE Items, thereafter 20¢ each 
Totally Free Business Checking*
"1,500 items free! That's really going to save my business money in monthly fees."
  • FREE 1,500 items per month*
  • FREE Online Banking
  • FREE Business Visa Check Card
  • FREE Check images returned in monthly statements.
  • FREE Gift
  • No minimum balance to maintain
  • No monthly service charges
  • Only 20¢ for each transaction over 1,500
  • Easy to balance monthly statements
  • Cash Management, Online Bill Pay and Wire Transfer Services are available.
  • Employee Direct Payroll Deposit available
  • Opening balance only $100
* Customer purchases checks. Items include checks paid, checks deposited, Online Bill Pay transactions, check card transactions, and ACH debits/credits. Account inactivity fee after 90 days of $3/month. 
Western Security Business Checking
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$0  $6 per month, plus activity fees which can be offset by earnings credit from deposit balances  12¢ per debit, 08¢ per deposited item 
Western Security Business Checking
"My business has high account activity. If I maintain deposit balances, can I offset all or part of my monthly service charge?"

  • Earnings allowance from deposit balances may offset service charges
  • FREE Online Banking
  • FREE Business VISA Check Card
  • FREE Check images returned in montly statements
  • FREE Gift
  • Easy to balance monthly statement
  • Cash Management, Online Bill Pay and Wire Transfer Services are available
  • Employee Direct Payroll Deposit available
  • Opening balance only $100
 
Interest Business Checking
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$500  Monthly fee of $8 if balance falls below $500.00.  The first 50 checks and 50 deposited items are free, then $.20 each thereafter. 
Interest Business Checking
"I'm a Sole-Proprietor. Can I have a checking account for my business that also earns interest?"

  • A low $500 minimum balance is required to earn interest and avoid monthly service charges.
  • First 50 checks and 50 deposited items each month are FREE
  • FREE Online Banking
  • FREE Business VISA Check Card
  • FREE Check images returned in montly statements
  • FREE Gift
  • Easy to balance monthly statement
  • Cash Management, Online Bill Pay and Wire Transfer Services are available
  • Employee Direct Payroll Deposit available
  • Opening balance only $500
 

 

Click on "More" and "Hide" to view and hide additional details about each account type.
Business Checking accounts may be subject to analysis and repricing based on account activity and deposit balance.

Choose The Checking Plan That's Right For Your Business

Open a Personal or Business Checking Account and get a FREE Gift!
Tell-A-Friend about Western Security Bank and get a FREE Gift!

 

Show me the FREE Gifts!

Current Gift:
Revere 3-Piece Mixing Bowl Set & Covers
  • Use these metal bowls for cooking or storage.

Subzero Daily Runner Backpack

  • If you're hiking for the day, or camping for the weekend this backpack is sure to please.

Open an account and receive your choice of one of these free gifts OR tell your friends and receive them both!


Starting Monday, July 7

 

* Customer purchases checks. Minimum opening deposit is only $100 for both Totally Free Business Checking and Western Security Bank Business Checking, Minimum opening deposit is only $500 for Interest Business Checking. There is an account inactivity fee after 90 days of $3.
Member FDIC | Equal Housing Lender