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No annual fee
20-day grace period on new purchases
Overall Credit limits vary on Business Edition SM Visa Cards based on company credit criteria and may also vary by each cardholder.
Additional benefits for the Business Edition SM Visa Card include:
Travel Accident Insurance
The Business EditionSM Visa Card protects the cardholder up to $100,000 in travel accident insurance when the full amount of travel tickets are purchased with the card.
Purchase Protection & Extended Warranty
The Business EditionSM Visa Card automatically protects the cardholder on most purchases made with the card against loss, fire, theft, or damage for 90 days and doubles most manufacturers' U.S. warranties for up to 12 extra months.
Liability Waiver Program
In the event that a credit card gets misused by a former employee, the Visa Liability Waiver Program can waive some of the charges. Depending on the type of liability you have, most of the charges may be waived.
Emergency Travel Service
Visa can provide emergency medical and legal assistance, and roadside assistance at 1-800-VISA-911.
Car Rental Insurance
The Business EditionSM Visa Card carries auto rental coverage when the full amount of the car rental is charged on the card. This can save the cardholder money by enabling the cardholder to decline the rental companies' collision loss/damage waiver.
Rental Car & Hotel Discounts
Save up to 60% at hotels and motels worldwide and save up to 25% on car rentals from Avis or National.
Emergency Card Replacement
If a card gets lost, stolen or damaged, you can call the Visa Assistance Center to have them send a replacement card anywhere in the world. Just call 800-VISA-911 and Visa will send out the new card.
Online Account Access at www.firstbusinesscard.com
Direct Card Access is the quickest, easiest way for individual account holders to access their credit card account information and pay their bill.
Monthly Management Reports
All Commercial Card customers are offered our standard monthly management reports at no charge upon request. This paper based report package includes; Cardholder Listing, Monthly Activity by Cardholder, Transaction Detail and Consolidated Monthly report.
Purchasing Power at 22,000,000 Merchant Locations
Application Information
The following is required for all Business EditionSM Visa Card applications:
1. Application with all fields accurately completed, including signature of authorized officer.
2. Personal guaranties on most companies.
3. Two to three years of audited company financial statements for those businesses requesting an aggregate limit of $25,000 or greater. Non-profit companies, corporations and corporate liability applications will need to be submitted with 2-3 years of financial statements.
4. Bank reference letter revealing depository and lending balances and performances.
5. Additional information may be requested.
Now you can take advantage of the convenience and savings of a credit card that actually helps your bottom line - the Executive Edition(TM) Visa.
Apply today for the Western Security Bank Executive Edition(TM) Visa and carry the card that saves you time and money!
Pick up an application at any Western Security Bank location or call us at (406) 238.8820 or toll free (800) 815.1444